Financial education at workplace

Authors

DOI:

https://doi.org/10.12712/rpca.v13i1.27693

Abstract

The study seeks to explain the level of financial literacy of employees who participated in the company's financial education program, through socioeconomic and demographic variables. The sample is non-probabilistic, composed of 112 employees of a financial institution in São Paulo. Data analysis was performed using descriptive, inferential and multivariate analysis techniques. To measure financial literacy, three constructs were used: behavior, attitude and knowledge. The minority (38%) was classified with low level of financial literacy. An additional effort is suggested for employees under the age of 30, incomplete higher education, less than three years of professional experience, operational area, income of less than R$ 4,000 and no habit to savings. The positive relationship between attitude and behavior suggests the development of activities that promote changes in attitude. Attention in math is required.

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Author Biographies

Silvia Franco de Oliveira, Universidade Presbiteriana Mackenzie

Mestre em Administração de Empresas pela Universidade Presbiteriana Mackenzie (UPM). Atualmente, leciona nos cursos de graduação na área de Ciências Sociais Aplicadas da UPM.

Phillipe Martins Santana, Universidade Presbiteriana Mackenzie

Bacharel em Ciências Econômicas pela Universidade Presbiteriana Mackenzie

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Published

2019-03-28

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Section

Artigos/Papers