The Regulatory Sandbox for the Pilot Project of Retail E-rupee Currency: Consideration for Reserve Bank of India

Rahul  Jairam Nikam

doi:10.15175/1984-2503-202416202

Auteurs

Rahul Jairam Nikam Marwadi University, Rajkot, Gujarat, India https://orcid.org/0000-0001-7279-1399

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https://doi.org/10.15175/1984-2503-202416202

Mots-clés:

E-Rupee , monnaie numérique, e-rupee de détail, monnaie numérique indienne

Résumé

Les récentes avancées dans les méthodes de paiement basées sur la technologie ont incité les banques centrales du monde entier à examiner les avantages et les risques possibles de l'émission de monnaies numériques de banque centrale (CBDC) afin de suivre la tendance actuelle à l'innovation. Le système de paiement indien ne fait pas exception à cette tendance à l'innovation fintech. Par conséquent, la Reserve Bank of India (RBI) doit commencer à examiner les modèles connexes et élaborer un plan de mise en œuvre progressive qui progresse graduellement dans le cadre du projet pilote. La présente recherche propose un projet pilote sur l'émission de l'e-rupee de détail en premier lieu. La recherche est principalement basée sur la méthode normative présentant une analyse qualitative de la création d'une roupie numérique pouvant ressembler à de la monnaie papier et de sa mise en œuvre sans heurts. L'étude examine les effets potentiels de la mise en œuvre de l'e-rupee de détail sur le secteur bancaire, la politique monétaire, les options d'architecture technologique, les applications potentielles de l'e-rupee de détail, les méthodes d'émission, etc. ainsi que les questions de protection de la vie privée. Il aidera ainsi la RBI à prendre des décisions politiques.

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Biographie de l'auteur

Rahul Jairam Nikam, Marwadi University, Rajkot, Gujarat, India

Dr. Rahul J Nikam received the LLM Degree in Corporate Laws in 2008 and a Ph.D. degree in IPR Protection to Outer Space Activities in 2012 from the NALSAR University of Law, Hyderabad, India. He currently works as an Associate Professor at the Faculty of Law, Marwadi University, Rajkot, Gujarat, India. His current research interests include the Technology and Law, Corporate Laws, Policy Reviews, Administration of Law & Policy.

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